Returning to Work: HCSP Reimbursement Eligibility

It is important to understand how returning to work may affect your eligibility to request reimbursements from your HCSP account. If you return to work with your previous Minnesota public employer, you may have limited or no access to your HCSP account.

Use this interactive tool to help determine your eligibility to request reimbursements of eligible expenses incurred after you return to work.

View All Scenarios

  • Rehired by previous Minnesota public employer; break in employment is at least 13 weeks (if employer is NOT an educational organization) or 26 weeks (if employer is an educational organization).
  • Minnesota public employer, but has never worked for this employer (example: change from city to county government).
  • Minnesota public employer, but returned to work as a contractor.
  • Employer is not a Minnesota public employer, for example:
    • Private industry
    • Federal government
    • Public employer in another state
Close
  • Rehired by previous Minnesota public employer; break in employment is less than 13 weeks (if employer is NOT an educational organization) or less than 26 weeks (if employer is an educational organization).
  • Returned to work under a State of Minnesota’s Post-Retirement Option (PRO) or a Phased-Retirement Option.
  • Rehired by former school district as substitute teacher (e.g., coach, librarian).
  • Rehired by the State of Minnesota with another state agency (example: changing from DOT to DEED).
  • Rehired by Minnesota State university system at same or different campus (example: changing from Mankato to St Cloud campus).
  • Rehired by same public employer but in a different job resulting in a change in bargaining unit affiliation or retirement plan coverage (e.g., change from TRA to PERA).

Close

Have you returned to work with a NEW or PREVIOUS employer?
Is the NEW employer a MN public employer?

RESULTS

For purposes of the HCSP, you are considered a new employee.
 

Your HCSP account balance attributed to your previous employment is available for reimbursement of 
eligible expenses incurred after the date you separated employment from your previous employer. 
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

RESULTS

100% of your HCSP account balance is available for reimbursement of eligible expenses incurred after your separation of employment date from your MN public employer.

Is the employer an educational organization?
Was the break in employment 26 weeks or more?
Was the break in employment 13 weeks or more?

RESULTS

For purposes of the HCSP, you are considered a new employee.
 

Your HCSP account balance attributed to your previous employment is available for reimbursement of 
eligible expenses incurred after the date you separated employment from your previous employer. 
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

 

Is position eligible for employer-sponsored medical insurance coverage?

RESULTS

For HCSP purposes, you are considered a rehired employee.

 

Your HCSP account balance attributed to your previous employment is available for reimbursement of
eligible expenses incurred between your separation of employment date and rehire date.
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

RESULTS

For HCSP purposes, you are considered a rehired employee.

 

Your HCSP account balance attributed to your previous employment is available for reimbursement of:

  • eligible expenses incurred between your separation of employment date and rehire date.

         AND

  • eligible expenses incurred after your rehire date, but only using funds in your HCSP account prior to January 1, 2014*

 

*January 1, 2014 is a static date. It’s the date the provision of the health care reform law took effect.

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“NEW” Employer - Examples

Rehired by previous Minnesota public ER; break in service is at least 13 weeks (if ER is NOT an educational organization) or 26 weeks (if ER is an educational organization).

  • Minnesota public ER, but employee has never worked for this ER (example: change from city to county government).
  • Minnesota public ER, but employee returned to work as a contractor.
  • Employer is not a Minnesota public ER, for example: o Private industry o Federal government o Public ER in another state. “

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“PREVIOUS” Employer - Examples

  • Rehired by previous Minnesota public ER; break in service is less than 13 weeks (if ER is NOT an educational organization) or less than 26 weeks (if ER is an education organization) 
  • Return to work under a State of Minnesota’s PRO Agreement or PERA's Phased Retirement Option.
  • Rehired by EE’s former school district as substitute teacher.
  • State of Minnesota EE who returns to work with another state agency (example: changing from DOT to DEED).
  • MNSCU EE who returns to work, at same or different campus (example: changing from Mankato to St Cloud).
  • Same public ER but return to work in different job resulting in change in bargaining unit affiliation or retirement plan coverage (e.g., change from TRA to PERA).

IMPORTANT! Number of hours or days worked has no impact on the status as a previous employer.

Use this decision tree to determine if an employee is eligible to access their HCSP funds when they return to work.

Answer the questions:

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Webform

Returning to Work: HCSP Reimbursement Eligibility

It is important to understand how returning to work may affect your eligibility to request reimbursements from your HCSP account. If you return to work with your previous Minnesota public employer, you may have limited or no access to your HCSP account.

Use this interactive tool to help determine your eligibility to request reimbursements of eligible expenses incurred after you return to work.

  • Rehired by previous Minnesota public employer; break in employment is at least 13 weeks (if employer is NOT an educational organization) or 26 weeks (if employer is an educational organization).
  • Minnesota public employer, but has never worked for this employer (example: change from city to county government).
  • Minnesota public employer, but returned to work as a contractor.
  • Employer is not a Minnesota public employer, for example:
    • Private industry
    • Federal government
    • Public employer in another state
Close
  • Rehired by previous Minnesota public employer; break in employment is less than 13 weeks (if employer is NOT an educational organization) or less than 26 weeks (if employer is an educational organization).
  • Returned to work under a State of Minnesota’s Post-Retirement Option (PRO) or a Phased-Retirement Option.
  • Rehired by former school district as substitute teacher (e.g., coach, librarian).
  • Rehired by the State of Minnesota with another state agency (example: changing from DOT to DEED).
  • Rehired by Minnesota State university system at same or different campus (example: changing from Mankato to St Cloud campus).
  • Rehired by same public employer but in a different job resulting in a change in bargaining unit affiliation or retirement plan coverage (e.g., change from TRA to PERA).

Close

Have you returned to work with a NEW or PREVIOUS employer?
Is the NEW employer a MN public employer?

RESULTS

For purposes of the HCSP, you are considered a new employee.
 

Your HCSP account balance attributed to your previous employment is available for reimbursement of 
eligible expenses incurred after the date you separated employment from your previous employer. 
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

RESULTS

100% of your HCSP account balance is available for reimbursement of eligible expenses incurred after your separation of employment date from your MN public employer.

Is the employer an educational organization?
Was the break in employment 26 weeks or more?
Was the break in employment 13 weeks or more?

RESULTS

For purposes of the HCSP, you are considered a new employee.
 

Your HCSP account balance attributed to your previous employment is available for reimbursement of 
eligible expenses incurred after the date you separated employment from your previous employer. 
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

 

Is position eligible for employer-sponsored medical insurance coverage?

RESULTS

For HCSP purposes, you are considered a rehired employee.

 

Your HCSP account balance attributed to your previous employment is available for reimbursement of
eligible expenses incurred between your separation of employment date and rehire date.
 

Your HCSP funds attributed to re-employment are not available until ending employment with your new employer. 

RESULTS

For HCSP purposes, you are considered a rehired employee.

 

Your HCSP account balance attributed to your previous employment is available for reimbursement of:

  • eligible expenses incurred between your separation of employment date and rehire date.

         AND

  • eligible expenses incurred after your rehire date, but only using funds in your HCSP account prior to January 1, 2014*

 

*January 1, 2014 is a static date. It’s the date the provision of the health care reform law took effect.